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Dental Plans

The State of Florida offers comprehensive dental coverage through several provider plans. The plans are divided into five categories: Preventative PPO, Standard PPO, Indemnity, Indemnity with PPO, and Prepaid. Enrollment and election changes are made by the employee through . Comprehensive information can also be found on the .

Eligibility

Dental insurance is available to Faculty, Administration, Staff, and Temporary employees.  Temporary employees must work an average of at least 30 hours per week at the point of hire or over a defined measurement period to be eligible for benefits. Graduate Assistants and Postdoctoral Scholars should refer to the left menu corresponding to employment type. 

Preventive PPO Dental Plan

Ameritas Preventive PPO, and MetLife Preventive PPO, and Humana Preventative PPO allow employees to receive care from any dentist with lower cost when using network providers. Employees generally have an annual deductible before the plan starts to pay a benefit. Cost responsibility is subject to a deductible and coinsurance on covered services. 

Standard PPO Dental Plan

Ameritas Standard PPO, MetLife Standard PPO, and Humana Standard PPO allow employees to receive care from any dentist with lower cost when using network providers. Employees generally have an annual deductible before the plan starts to pay a benefit. Cost responsibility is subject to a deductible and coinsurance on covered services. Orthodontia services are available for adults and children. 

Indemnity Dental Plan

Humana Schedule B allows employees to receive care from any dentist with lower cost when using network providers. Cost responsibility is subject to a deductible and maximum reimbursement on covered services. 

Indemnity with PPO Dental Plan

Plans are available through Sun Life Freedom Advance, Ameritas Indemnity w/PPO, MetLife Indemnity w/PPO, and Humana Indemnity w/PPO. Employees may receive care from any dentist with lower cost when using network providers. Employees generally have an annual deductible before the plan starts to pay a benefit. Cost responsibility is subject to a deductible and coinsurance on covered services. Child only orthodontia benefits are available through Sun Life. 

Prepaid Dental Plan

Plans are available through Sun Life Prepaid 225, CIGNA Dental, and Humana HD205. Employees must use network providers. There are no deductibles or annual maximum limits. Covered services have fixed copayments. Orthodontia services are available for adults and children.